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What are the best secured credit cards?

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Secured credit cards are an advantage when you are having trouble getting an unsecured credit card. As you may know, getting a credit card helps you build credit and a secured credit card can be your lifesaver if you are new to all of this. In this article you will find information about a couple of great options to look into if you’re needing a secured credit card. 

Oakstone Gold Secured Mastercard

This secured credit card has no minimum credit score requirements and reports to the three major credit bureaus in the country, so if you are starting to build credit, this secured credit card is worth considering. You will get a credit line from $200 up to $5,000 with a low variable 13.99% APR with no penalty rates. You also won’t have to pay for any application or processing fees. The annual fee is set at $39. Lastly, you will have real-time access to your current credit score for free. 

Discover it Secured Credit Card

If you are looking for an option that gives you rewards, this might be your go-to secured credit card. It has no annual fee, and you will earn 2% cash back at restaurants and gas stations for up to $1,000 per quarter and unlimited 1% cashback on all other purchases. They give you a variable 22.9% APR, and you will be able to access your credit score for free. Lastly, you will get a variable 10.99% intro APR on balance transfers and for the first year, you will have unlimited Cashback Match. In other words, Discover will match every dollar you earned from cashback with no minimum or maximum spending.

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